About Us

Joshua Fallenstein
Senior Insurance Specialist

Joshua started his interest in finances as a small child and continued his fascination into adulthood getting an official start in the industry in 2014. He explored many areas of the financial world gaining knowledge and experience. In 2018 Joshua started his own business to achieve his goal of helping people reach financial freedom through education and comprehensive planning.

Here at Freedom Financial Insurance we offer various insurance services including Medicare assistance, individual and group health, life and group life, as well as fixed and fixed indexed annuities. These instruments allow us access to multiple investment vehicles to best meet your goals. We do not play favorites with which type of investment is best; we simply look for the best type of investment for your situation. In addition to being open to many investment vehicles, we are independently contracted with many companies to choose the best fit for your needs. We also work with our sister company Freedom Financial Tax to come up with your personal tax strategy while keeping your investments and personal goals in mind.

We see it as our mission to serve and guide you along your financial journey. It is not our job to tell you what you should do with your money. We will take a comprehensive assessment of your situation and goals, and then we will make suggestions to optimize your resources.

Our number one priority is you. We take great pride that the heart of our business is our dedication to client service, always putting you and your needs first and turning your goals into our goals.

Spencer Keller
Licensed Agent
Meet Spencer Keller, a Toms River, New Jersey native who recently embarked on a new chapter in the quaint town of Owego, New York. Trading the sandy shores of New Jersey for the picturesque landscapes of upstate New York, Spencer brings with him a wealth of energy and enthusiasm. As he settles into his new surroundings, Spencer eagerly looks forward to contributing his talents and passions to the vibrant village of Owego, adding a touch of Toms River flair to his new home.
 
Despite the change in scenery, Spencer’s dedication to community engagement remains unwavering. Driven by a genuine passion for helping others, Spencer is dedicated to demystifying Medicare for every client, ensuring that they receive the coverage they deserve. With his commitment to excellence, he stands as a trusted ally in the journey to healthcare security and peace of mind. Whether he’s exploring the scenic trails of the Finger Lakes region or immersing himself in local events, Spencer continues to embody the spirit of connection and involvement that defines his character.
 
So, if you’re approaching retirement age or simply seeking clarity amidst the sea of Medicare information, turn to Spencer: the Medicare Maestro who orchestrates your path to health and happiness with expertise, empathy, and dedication.
Carrie Comstock
Manager

Carrie Comstock is Manager at Freedom Financial Insurance.

She graduated from North Rome Christian School and the Northern Tier Career Center. She continued her studies in Office Systems Management and has been a welcome addition to the Freedom Financial Insurance team.

Carrie has had many years experience in giving exemplary customer service.

She loves spending time outdoors and always enjoys the company of her animals.

Abigail Fallenstein
Chief Financial Officer

Abigail graduated with high honors from Rutgers University in 2007 with a Bachelors in Plant Science.

She worked with farmers in New Jersey to implement conservation practices for a few years before moving to the Twin Tiers to marry Joshua.

Abigail has experience with farm animals and selling on Amazon. Her diverse interests and skills brought her to  Freedom Financial Insurance as Chief Financial Officer after an 8-year stint as a Stay-at-Home Mom.

She continues to homeschool her two daughters and enjoys many types of fiber arts, especially crochet and weaving.

Brooklyne Roberts
Executive Assistant

Brooklyne is an Executive Assistant at Freedom Financial Insurance and is eager to assist you with any questions or problems.

She graduated from Northeast Bradford Highschool.

Before being with us, she worked as a job coach and enjoyed helping her clients.

She also enjoys being outdoors and traveling.